Finance

Part of IC Motor Group’s commitment to its customers is to provide a complete finance package. Our trained and professional finance specialists work to ensure your financial arrangements are the best solution for you and your investment.

Finance is always an important consideration and while it is important to dot the i’s and cross the t’s, we also recognise that your time is valuable, so we streamline the process and find, in most cases, that approvals are granted within an hour of being submitted.

Everyone’s financial arrangements are different and we have a range of financial services available to suit your needs. It is our job to ensure the option you choose is the one for you or your businesses needs.

Consumer Credit Agreements
Credit Agreements are the tried and true option for the private buyer. They offer flexible terms between 6 and 60 months with deposits and payments to suit your requirements. Owning your new or used vehicle from IC Motor Group has never been so convenient.

Finance Lease
For the business or GST registered individual, Finance Leases offer the best option as they do not tie up your businesses working capital. There is the ability to negotiate residual values and monthly rentals with lease terms varying between 12 and 48 months. Finance Lease packages apply to a wide range of vehicles.

Operating Lease
The Operating Lease is the blue chip option of leasing; it provides freedom from residual liability and, in the case of businesses, often allows for 100% tax deductible monthly rentals. In addition, you can build in a fully maintenance package. Terms are typically between 24 and 36 months, at the end of which, you return the vehicle and drive away in a new one. This option has previously only been available to corporate clients, but today, it is open to private and corporate buyers alike.

Extended Warranty Solution
At IC Motor Group, we recognise the value of your business and understand the need to provide ongoing customer care. That is the reason for offering an extended warranty programme.  This means that regardless of the make of a vehicle you buy or lease, the car is fully covered, both mechanically and electrically, from the day you drive it away.  The warranty provides peace of mind motoring, with the added assurance of a national network of service centres – in addition to the IC Motor Group Northland network – available to you.

Protecting Your Payments
We all hope we never have to use insurance for its intended purpose but we all still buy it – be it life insurance, health insurance or our house and contents. It works the same way for your investment from IC Motor Group. Payment Protection Insurance ensures coverage of your vehicle loan or lease payments in the event of accident, injury, redundancy, strike action, bankruptcy or death (depending on your choice of policy).

Protecting Your Investment
Whether you lease or buy, the vehicle you choose should be protected inside and out. At IC Motor Group, we recommend and offer a protection package just for this.
Dura-seal fabric protection provides protection for both cloth and leather interiors, plus a paint protector to care for the outside of your vehicle, the Dura-seal protection system is a simple, cost effective way of looking after your investment.

We also offer the new Daffodil Automotive Window Film protection with patented technology and Opti-view clarity that delivers the highest protection available against the sun’s damaging UV rays. This not only protects your investment in your vehicle but also protect the occupants of your car by blocking out 99.7% of UVB rays and 96.78% of UVA radiation. It also reduces heat and keeps your car cooler, helping to avoid driver fatigue.